In-depth competitor trade route analysis

List of Contents of this article:

• 1, Which bank cooperates with General Finance
• 2 、 The process of early repayment of GM Financial car loans?
• 4, What is the name of Alipay General Motors Finance

Which bank cooperates with General Finance

1. Agricultural Bank K, Industrial and Commercial Bank of China. The automobile financial service industry has become very mature, and buying a car through credit has become one of the main ways of car sales.

2. SAIC General Finance is not a bank, but an automobile financial service company. General Finance, full name SAIC General Motors Finance (GMAC-SAIC): Founded in 2004, it was jointly established by General Motors Finance, SAIC General Motors and SAIC Finance.

3. You can understand it like this. Intermediaries make the difference.Banks also have loans about buying cars, and the interest rate is relatively low. Many so-called car finance companies take advantage of information asymmetry, or customers are not familiar with car consumer loans, and it is convenient to earn interest differences or handling fees from them.

4. At present, the Bank of China cannot accept personal mortgage revolving loans with cars as collateral. The above content is for your reference, and the business regulations should be subject to the actual situation. If you have any questions, please consult the online customer service of the Bank of China. We sincerely invite you to download and use the Bank of China Mobile Banking APP or the Bank of China Cross-border GO APP to handle relevant business.

5. Kia does not have its own financial company. Different cooperation institutions in different places. Most Kia 4S stores have cooperated with General Motors Finance, and some have cooperated with Beixian Automobile Finance.

Shanghai General Motors Finance (provides you with a full range of automobile financial services)

1. Shanghai General Motors Finance is a joint venture established by Shanghai General Motors Co., Ltd. and General Motors Financial Services Company. As in the Chinese marketAs one of the largest automobile finance companies, Shanghai General Motors Finance is committed to providing consumers with all-round and professional automobile financial services.

2. Shanghai General Motors Finance is an automobile loan service provider that provides users with automobile financial services through automobile financial management experience and technology. Users only need to fill in their personal information to apply successfully. At the same time, they have 24-hour customer service to customize personalized loan products according to their needs.

3. SAIC General Financial Telephone Number: 400-881-6336 SAIC General Motors Finance Co., Ltd. (SAIC-GMAC) is a wholly-owned subsidiary of SAIC Group Finance Co., Ltd. (SAICFC), GMACUKPLC (a wholly-owned subsidiary of General Motors ) and a joint venture jointly established with Shanghai General Motors (SGM).

The process of early repayment of GM Financial car loans?

1. First, open the SAIC Finance app and click the repayment plan on the home page. Then click on the loan record to enter the fund balance page and display the total amount of early repayment. Then click on early repayment. This step is relatively simple. All people can be calculated according to the amount of early repayment.

2. Apply for repayment in advance. Since the repayment period of general car loans is three years, if the car is repaid in advance, you need to make an appointment with the bank in advance. It is not possible to go directly to the bank counter to handle it on the same day.

3. Make an appointment in advance. Whether it is car finance or bank car loans, general institutionsThere will be requirements. If you want to repay the car loan in advance, you must apply one week or a month in advance (different banks have different regulations), and then agree on the repayment date. Otherwise, you can't repay in advance. Bring the application materials.

4. The process of early repayment of GM Financial car loans? The general process of early repayment: the customer prepares the approximate amount to be repaid. Then, call the financial specialist of the dealer who gave you a car loan and tell him that you plan to repay in advance.

5. Apply first. Almost all car loans on car loan platforms are the same; you need to repay normally for more than 6 months before you can apply for early repayment.

What is the name of Alipay General Motors Finance

1. Alipay Car Finance is a vehicle mortgage financing service jointly launched by Ant Zhixin Company, a subsidiary of Ant Financial Services, with Qianhai Zhongcheng International Financing and Leasing Co., Ltd. and Zhejiang Zhongbo Financing and Leasing Co., Ltd. Users can apply for loan services provided by car finance in Alipay.

2. Platform background Alipay Car Finance is a subsidiary of Ant Financial, Ant Zhixin and Qianhai Zhongcheng International Financing and Leasing (Shenzhen) Co., Ltd. and Zhejiang Zhongbo Financing and Leasing Co., Ltd., a joint automobile mortgage business.

3. Alipay's car finance is a car owner financing service jointly by Antzhi's credit partners. Because it is a new loan platform in 2018, it is very popular and has little information. Today, I will introduce how to use Alipay car finance and what the application process is.